Discover shoreline living at Victoria Beach! This townhome was recently completely updated and remodeled to offer a combination of modern luxury and serene coastal living - with hardwood floors, sleek, spa-like bathrooms with smart-toilets, stunning counter tops, GE Cafe stainless-steel appliances, new high efficiency dual-fuel heat pump and air conditioning - no detail was spared! Enjoy gorgeous water views from both the living room & primary bedroom! The main level features a dining area, kitchen, half bath, and living room with a heat-producing electric fireplace and balcony facing the Long Island Sound. The balcony is the perfect spot to dine al fresco, watch vibrant sunsets, or relax under the stars! Continuing your tour upstairs, the primary suite features double bathroom vanities, a walk-in closet & its own electric heat-producing fireplace. Also, on the upper level there is a second bedroom with large closet, second full bathroom with tiled shower and gold fixtures, linen closet and laundry. It is an end unit, so you can enter through the garage or side entrance. Enjoy the privacy of having no neighbors above, below, or to your left! The under-house garage is finished with epoxy flooring, delivering both a convenient and luxury feel. Victoria Beach is a highly desirable & diligently maintained community, located just minutes from Yale and Tweed airport by car and walking distance to the beach, train station, restaurants, & more! Nothing to do but move right in! Assessment for the unit has been paid in FULL!
Type | Description | Level |
---|---|---|
Bedroom 1 | Remodeled,Wall/Wall Carpet | Upper |
Full Bath | Remodeled,Tile Floor | Upper |
Kitchen | Bay/Bow Window,Breakfast Bar,Quartz Counters,Partial Bath,Hardwood Floor | Main |
Living Room | Balcony/Deck,Combination Liv/Din Rm,Dining Area,Sliders,Hardwood Floor | Main |
Primary Bedroom | Remodeled,Bedroom Suite,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,459 | $3,503 | $4,458 |
Total Monthly Payment | $4,028 | $4,072 | $5,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.