RARELY AVAILABLE “MERCEDE” MODEL WITH LOFT & ADDITIONAL COVERED LANAI SPACE OPTION IS NOW ON THE MARKET IN THE OYSTER HARBOR NEIGHBORHOOD OF FIDDLER'S CREEK! THIS GORGEOUS HOME ALSO FEATURES SPARKLING WIDE AND DEEP WATER VIEWS, SOUTHERN REAR EXPOSURE, GAS/SOLAR HEATED POOL/SPA, OUTDOOR KITCHEN, AND 2 FIREPLACES. Built by Taylor Morrison in 2017, this impeccably kept Residence is "HURRICANE READY" with a 20KW Whole Home Cummings GAS GENERATOR, IMPACT WINDOWS/DOORS and STORM SCREENS that close off the lanai. The flexible layout offers 4 Bedrooms (all with En-Suite Bathrooms and one doubling as a POOL BATH) + Den + Oversized Loft with Additional Full Bath, Powder Bath, 3 Car Garage, 4, 462sf living area. The open concept Greatroom with SOARING 14’ TRAY CEILINGS, MAGNIFICENT STONE ACCENT TV/FIREPLACE WALL with Custom Cabinetry, shelving and accent lighting. The Greatroom is connected to a Stunning Chef’s Kitchen with an ENTERTAINMENT BAR and Wine Chiller, Rich Espresso Cabinetry with SOFT CLOSE Doors/Drawers, QUARTZ Countertops, Custom BACKSPLASH accented by UNDERCABINET LIGHTING, and Built-In Stainless Steel Appliances. The heart of the home opens up to a MASSIVE OUTDOOR ENTERTAINING SPACE with TRANQUIL LAKE VIEWS. The Two Covered Lanais showcase RICH WOOD "TONGUE IN GROOVE" CEILINGS. One Lanai is fully equipped for the family Grillmaster, with a DELUXE OUTDOOR KITCHEN and EXTERIOR FIREPLACE to warm you up on those cool winter evenings. The second lanai provides an abundant amount of space for dining and lounging by the CUSTOM SALTWATER POOL AND SPA (heated by SOLAR AND GAS) and even features an OUTDOOR SHOWER for convenience. Enjoy sun on the pool all day with this SOUTHERN Rear Exposure homesite. As you enter the home through the front DOUBLE DOOR with glass inserts, you will be greeted by large foyer that's surrounded by windows and doors with TRANSOM WINDOWS letting abundant natural light into your living space, ACCENT WALLS, Designer Light Fixtures and Ceiling Fans; Hunter Douglas window treatments, LUXURIOUS POLISHED TILE Flooring throughout the main areas of the home and ENGINEERED WOOD in Den and Primary Suite. The Primary Suite boasts Volume Ceilings with RECESSED TRAY, CUSTOM CLOSETS and large windows connected to a luxurious Primary Bath with large WALK-IN Shower and Soaking Tub. Upstairs you’ll find an OVERSIZED LOFT with KITCHENETTE/WET BAR and two built in MURPHY BEDS, FULL BATH and another guest suite with private en-suite bath. Additional features include: CENTRAL VAC, TANKLESS Hot Water Heater, Garage EPOXY Floor, RADIANT ROOF BARRIER system. Fiddler’s Creek offers its residents an active lifestyle with a modern fitness center accompanied by bocce, tennis and pickleball along with an active social event calendar. Enjoy relaxing by the resort style pool with casual and fine dining. Golf, beach and marina memberships available.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,279,200 | $2,279,200 | $2,279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.261% | 6.748% | 6.847% |
Monthly Tax Payment | $875 | $875 | $875 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $15,164 | $14,594 | $20,011 |
Total Monthly Payment | $16,164 | $15,594 | $21,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.