Welcome to this inviting colonial-style home, where classic charm meets endless potential. With 3 spacious bedrooms and 1. 5 bathrooms, this 2, 023 sq. ft. home offers the perfect blend of comfort, character, and opportunity. As you step through the front door, you'll be greeted by a warm and welcoming living room featuring hardwood floors, built-in bookshelves, and a cozy fireplace. A staircase leads to the second floor, while the open flow into the kitchen makes for easy living. The kitchen is equipped with plenty of cabinetry and counter space for all your cooking needs. Just off the kitchen, there's a convenient half bathroom and a separate laundry room. For formal occasions or family meals, the adjacent dining room also features hardwood floors and opens into the spacious family room. This large carpeted area provides the perfect spot for relaxing, or gatherings, and it leads to a charming enclosed three-season porch. Upstairs, you'll find three generously sized bedrooms, each offering ample closet space, and a full bathroom that serves the entire floor. The walk-up attic is a hidden gem, providing the opportunity to create additional rooms or transform the space to fit your needs. The unfinished basement offers excellent storage options and the potential for future improvements. Outside, the backyard is a level canvas, waiting for your personal touch. While this home is in need of some TLC, it presents a wonderful opportunity for those looking to make it their own.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $592 | $592 | $592 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,810 | $1,833 | $2,332 |
Total Monthly Payment | $2,477 | $2,500 | $2,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.