Welcome to your dream home that sits on a sparkling lake in the beautiful Hidden Lakes Community. Built in 2020, this Paytas home has been lovingly cared for and is ready for you to unpack your bags and move in. Notice the driveway pavers and slate stepping stones that surround the home and accent the landscaping. Enter the home to find an immaculate 4 bedrooms and 3 FULL baths and almost 2200 square feet to enjoy. The 10 foot tray ceilings add to the spaciousness! Crown molding highlights each room to add a touch of elegance. The high-quality louvered shutters speak to the quality built into this home. Each full bathroom has its own ceiling fan that cools you after a hot bath or shower. The primary bath has a double sink and large walk-in closet for your convenience. The kitchen has a large island for food prep and eating if you choose. And the quality soft close cabinets and drawers are the step-up luxury you deserve. That luxury embraces you each morning as you enjoy your coffee by the saltwater pool. The screen enclosure features a “picture window” screen that affords you a magnificent view of the lake beyond your backyard. Convenience and safety are also considered. The laundry room has several full-sized cabinets surrounding the newer washer and dryer included with the home. And don’t worry about power outages since you have a Generac home generator powered by propane that is stored in two large seller-owned tanks. The neighborhood itself is one of the finest in Palm Coast. The underground utilities provide beauty and safety and the low HOA dues allow common area maintenance as well as a large community pool, meeting room, picnic areas, basketball and pickleball court, play structure and nature trails for your enjoyment. You are less than 15 minutes from having your toes in the cinnamon sand of Flagler Beach and 30 minutes from either the St. Augustine area or “The World’s Most Famous Beach”, Daytona Beach! It doesn’t get any better than this! Plan your visit today!
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Our Executive Mortgage Banker:
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$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,167 | $3,207 | $4,081 |
Total Monthly Payment | $3,691 | $3,731 | $4,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.