Wait until you see this beautifully furnished and impeccably maintained home!! As soon as you arrive in the driveway you will see for yourself. Walk into the stylish kitchen that is open and spacious inviting you to tap into your culinary skills while entertaining guests in your living room and/or family room at the same time thanks to the easy flow of this home. The interior has just been painted with light and bright colors with laminate and tile flooring throughout. Stylish and comfortable furniture along with everything from pots and pans that make this home truly move in ready, just bring your toothbrush! Even the coffee pot is waiting for you! Check out the online pictures and you will see for yourself that these homeowners took a great deal of pride in this oasis. The family room in the front of the home adds an additional 190sqft that is 4 season usage. The master bedroom has two closets, one for him and one for her along with an attached bathroom. The spare room has a unique feature in that there is a door to the second bathroom from it as well. The outdoor storage shed is a nice size with laundry already set up so that you have ample room to work and store your things. The low/no maintenance yard has a couple of fruit trees in the back just waiting for you to come and test your gardening skills. Come and see this amazing home as it will make you want to settle into this low HOA park life as soon as possible! Ponderosa Park is a highly sought after community for over 55 because it is a vibrant, fun and exciting place to live. Neighbors know one another and truly enjoy all that life gives you with ongoing activities such as social dinners, dances, pancake breakfast and so much more and let's not forget the outdoor heated swimming pool and plethora of outdoor game boards. And, most importantly, you own the land your home is on, so no surprise rent hikes here. During the storms over the past two years no power was lost, and no flooding occurred. Centrally located to delicious restaurants, shopping galore, medical facilities, and pristine beaches, you name it, you can locate it! Hurry and come and see for yourself! You will wonder why you didn't do it sooner!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $114,000 | $114,000 | $114,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $126 | $126 | $126 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $758 | $768 | $977 |
Total Monthly Payment | $959 | $969 | $1,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.