Lovingly owned by the same family for 50 years, this 3-bedroom split-level home offers a prime location on a dead end street in the North End! The main level features a bright and inviting living room with a large picture window, and a spacious kitchen with stainless steel appliances and granite countertops that flows seamlessly into the dining room. Step into the delightful 4-season porch, surrounded by windows to enjoy abundant natural light year-round, or entertain on the oversized deck overlooking the fenced backyard. The primary bedroom offers direct access to the first-floor full bath, accompanied by two additional well-sized bedrooms. The lower level includes a convenient 3/4 bath, a laundry area. Set on a 0. 27-acre fenced lot, the property includes public water and sewer, a 2-car garage with recently replaced doors (2023). Recent updates include a new deck (2022), some windows replaced (2019), and fresh interior paint (2024). The roof is only 12 years old, ensuring peace of mind for years to come. The North End's convenient location is close to restaurants, the Derryfield School, hospitals and the airport. This home is not to be missed!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $519 | $519 | $519 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,592 | $3,284 |
Total Monthly Payment | $3,121 | $3,185 | $3,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.