Discover the potential of this cozy block home, offering a fantastic opportunity for first-time buyers, small families, or savvy investors looking for their next project. This 2-bedroom, 2-bathroom home includes a versatile bonus room or office that can easily be converted into a third bedroom—all while keeping the laundry room intact. With vinyl plank flooring throughout, this home combines functionality with a modern touch. As you step inside, you’re welcomed by a bright and inviting living room, perfect for relaxing or greeting guests. Moving through the home, the open kitchen serves as the central hub, complete with a dining area, a peninsula, and a generous pantry closet. The kitchen overlooks a spacious and airy family room, making it the perfect setup for entertaining or simply enjoying time with loved ones. Down the hallway from the living room, you’ll find two bedrooms and a hall bathroom with a tub. On the opposite side of the home, just past the family room, is the second full bathroom with a shower, conveniently located near the laundry room. The laundry room features washer/dryer hookups, a utility sink, and the 2019 water heater. Adjacent to this space is the converted garage, offering a flexible bonus room ideal for an office, playroom, or guest space. This room can also be transformed into a third bedroom if desired, adding to the home’s versatility. Step outside to the enclosed back porch, which features both screen and window enclosures. This delightful space is perfect for enjoying Florida’s breezy summer evenings or cozy winter mornings while overlooking the spacious backyard. ***A Fixer-Upper with Endless Potential***
This home is packed with potential but will need a bit of TLC to shine. It’s not quite move-in ready yet, as updates like a new air conditioning system, kitchen cabinetry, fresh paint, and some light fixtures are needed. Whether you’re handy or have a vision for renovations, this property provides the perfect canvas to create your dream home. With its solid structure and thoughtful layout, it’s ready for your personal touches to bring it to life. Nestled in a quiet and well-established neighborhood of New Port Richey, this home is just minutes from the quaint downtown and plenty of dining, shopping, and entertainment options. Enjoy nearby parks, beaches, and boating opportunities, making this a fantastic spot for outdoor enthusiasts. With NO HOA or deed restrictions, and no flood insurance required, this property offers freedom and flexibility.
Don’t miss this opportunity to create your perfect home in an ideal location! Schedule your private showing today to see its potential firsthand.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,200 | $143,200 | $143,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $953 | $965 | $1,228 |
Total Monthly Payment | $1,085 | $1,097 | $1,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.