Welcome to this beautifully updated 2-bedroom, 1-bathroom coastal style retreat located in the highly desired Bay Pines Estates community. Nestled in a non-flood zone with no HOA and untouched by past hurricanes, this home offers peace of mind and effortless living.
Step inside to discover a fully renovated kitchen (2024) featuring sleek stainless steel appliances, stunning quartz countertops, and ample storage space. The freshly painted interior is adorned with elegant crown molding in the main living areas, creating a refined yet cozy atmosphere.
Outdoors, you'll find a backyard oasis complete with an above ground pool (2021), perfect for cooling off on sunny Florida summer days. The extended freshly paved driveway can easily accommodate an RV or Boat, making it ideal for adventure seekers. A new irrigation system with well pump (2023) keeps the lush landscaping vibrant year-round.
Other notable features include a new tankless water heater (2022), a newer roof (2018) and a 1. 5 car garage for additional storage and/or parking. Enjoy the unbeatable location just steps from the Pinellas Bike Trail, perfect for biking, jogging or leisurely strolls and less than 10 minutes from Madeira beach!
Don't miss your chance to own a slice of paradise in this highly sought-after community. Schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$347,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $278,000 | $278,000 | $278,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,826 | $1,848 | $2,344 |
Total Monthly Payment | $2,165 | $2,187 | $2,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.