This beautifully appointed second-floor END UNIT offers 1, 325 square feet of living space with 2 bedrooms, 2 bathrooms, and office featuring a closet that could be used as a THIRD BEDROOM. The end unit provides an abundance of natural light with windows on multiple sides, along with vaulted ceilings that enhance the open feel of the home. This home boasts a reverse osmosis water filter system, a brand NEW AC, and a new washer/dryer combo in the walk-in LAUNDRY ROOM. This residence is ideally situated on the newer, sought-after west side of On Top of the World, just a short distance from the West Activity Center and pool.
Located in a vibrant 55+ community, On Top of the World features two activity centers, two private golf courses (9 and 18-hole courses), exclusively available for resident owners. The community also boasts two heated swimming pools and a fully renovated Cardio Gym with state-of-the-art exercise equipment. It’s a pet-friendly neighborhood, complete with a fenced dog park and covered seating. Residents can enjoy a variety of hobby studios and a woodworking shop, as well as a wide range of activities, including fitness classes, dancing, social clubs, billiards, cards, entertainment, and more. The on-site Good Karma Café offers convenient take-and-bake meals and snacks.
Ideally located, this community is just minutes from beautiful beaches, shopping, dining, entertainment, and transportation options. Schedule your private showing TODAY!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,282 | $1,625 |
Total Monthly Payment | $1,590 | $1,621 | $1,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.