Don't miss this adorable two bedroom, two bath bungalow plus detached one bedroom, one bath apartment in Euclid/St. Paul's! Just minutes to downtown and a short walk to Uptown and the 4th Street Business District, this home is centrally located close to restaurants, shops, and more in St. Pete. Enter into the home into a cozy reading nook and office space. Open concept living between the living room, dining room, and kitchen is great for entertaining. The kitchen was renovated with shaker cabinets, granite countertops, stainless steel and gas appliances. Through the hallway, there is one guest room with a hall full bathroom. The Primary bedroom features a renovated en-suite bathroom with dual vanity, walk in shower, and built in closet. The rear of the home features a mud room/laundry room that opens out to a spacious patio and large fenced backyard, perfect for outdoor entertaining. The yard has plenty of room to store your toys or to add a pool! One car garage is used for the home, and features a new automated garage door. Two more parking spots off the alleyway provide off-street parking for more cars or toys. The detached apartment has a private entrance from the alley, and has been nicely updated while keeping the charm with original wood floors and archways. Kitchen features gas range, full refrigerator, microwave, and shaker cabinets with granite countertops. Full bathroom with shower/tub has also been recently renovated. Apartment has its own laundry in the second garage, perfect for a golf cart, motorcycle, or storage. This property also makes for a great investment property, as both living spaces have separate utilities and have been previously rented - inquire for rental rates! This property is high and dry - NO FLOOD INSURANCE REQUIRED and had NO DAMAGE from any previous storms. Don't miss your chance at this gem!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $982 | $982 | $982 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $4,042 | $5,145 |
Total Monthly Payment | $5,066 | $5,116 | $6,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.