8249 Dimstead STREET, Port Charlotte, FL, 33981 | $559,999

Discover the Duplex of Your Dreams in South Gulf Cove, Port Charlotte
Great incentives when you use the seller's preferred lender, SELLER PAYS $6K TOWARDS BUYER'S CLOSING
Welcome to a property that is not only an investment, but a unique living experience. This spectacular newly built duplex combines luxury, functionality and a prime location in the coveted South Gulf Cove development.
Live the experience of a smart and elegant home, with 3 bedrooms, 2 bathrooms, and a spacious layout of 9ft height, 2400 sqft of heated area (and 3240 sqft of total construction), this duplex redefines the meaning of comfort and security since it is located in a flood-free zone, so it does not require additional insurance payments. Every detail has been designed with a modern lifestyle in mind: Kitchen with quartz countertops that inspire you to create memorable dishes, bathrooms lined with premium porcelain that envelop you in a spa-like feeling every day. Smart Home technology so you have control of your home at your fingertips. This property offers spaciousness, privacy and exclusivity.
Living in South Gulf Cove means having access to a private boat ramp, ideal for exploring the quiet canals that lead to Charlotte Harbor and beyond. In addition, the location puts you close to the best paradisiacal beaches in the region such as Boca Grande and Englewood Beach.
Acquiring this duplex is not just buying a property; it is building a future full of possibilities: A smart decision in times of change, this duplex gives you the possibility of using it as a primary residence: Imagine living in one unit while renting the other. The rental income can cover a large part of your mortgage, making your home not only a place of comfort, but a strategic financial decision in an ever-changing economy. You also have the option as an investment taking advantage of the growth of the area and the constant demand for rentals in Southwest Florida, this duplex offers the opportunity to generate a constant cash flow, either with long-term rentals or as a high-demand vacation property. Plus, with the projected capital gains in South Gulf Cove, your investment will grow over time.
A space to create unforgettable memories Visualize yourself here, celebrating special moments with your family and friends. The spacious common areas and the elegance of the design make this place the perfect setting for meetings and celebrations. Think of days sailing through the canals or afternoons on the nearby beach watching the sunset.
Your life, your investment, your future
This duplex in South Gulf Cove is much more than bricks and mortar; it is the key to a lifestyle full of comfort, opportunities and memories that will last for generations. Don't miss this unique opportunity to transform your vision into reality. This is the perfect time to invest in your happiness and your future!

Features

  • Bedrooms: 6
  • Units: 1
  • Laundry: Laundry Room
  • Year Built: 2024
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,404
  • Acreage: 0.23
  • Est. Taxes: $980
  • HOA Fee: $120 Annually
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Cats OK, Dogs OK
  • MLS#: S5117637
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5117637/8249dimsteadstreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/10/2025 9:32:15 AM)
Listing courtesy of COZY AMERICAN HOME FLORIDA INC   Phone: 407-978-6557

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8249 Dimstead STREET, Port Charlotte, FL, 33981

$559,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $447,999 $447,999 $447,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $82 $82 $82
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,981 $3,018 $3,841
Total Monthly Payment $3,155 $3,192 $4,015

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.