This charming 2BR/2BA Dunedin home is located in the sought-after Scotsdale neighborhood. The property sits on a street with sparse traffic in a NON flood zone. It offers an attractive curb appeal with majestic trees and mature landscaping. The spacious floor plan includes the following: covered front porch, welcoming foyer, bright living room, open kitchen, casual dining area, master bedroom with private bath, guest bedroom, hall bath, Florida room with wall-to-wall windows & breakfast bar, oversized garage with washer & dryer, screened porch, open patio, and a shaded back yard. The abundant indoor and outdoor living spaces make this home great for entertaining. Enjoy your morning coffee and evening glass of wine from the serenity of your rear porch. Home also features the following updates: KITCHEN: base cabinets with hardware, countertops, recessed lights, stainless sink with faucet, and stainless-steel appliances, MASTER BATH: vanity, faucet, mirror, light fixture & showerhead, HALL BATH: faucet, light fixture & showerhead, INTERIOR: ceiling fans, window shades, brushed nickel doorknobs, water heater (2017), PLUS fresh paint, EXTERIOR: front storm door, and rescreened porch with new flat roof (2023). Adjacent to the neighborhood is Scotsdale Park with a walking trail, playground, picnic pavilion and 2 ponds. Home is ideally located a short drive from several shopping hubs and Historic Downtown Dunedin with its eclectic shops, fine restaurants, waterfront sunsets, and the Pinellas Bike & Jogging Trail. . . Hop on your bike and take a short ride north to the Dunedin Causeway & Honeymoon Island, or head south to award winning Clearwater Beach. Live where others vacation! Enjoy the countless amenities Dunedin offers: beaches, parks, casual & fine dining, roof top bars, micro-breweries, cafes, bike riding, boating, fishing, downtown festivals, concerts, art shows, spring training baseball, championship golf, sunsets, and events at the Community & Fine Art Centers. This is a MUST SEE for buyers seeking an affordable, move-in ready home with an active and vibrant Dunedin lifestyle.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $469 | $469 | $469 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,128 | $2,696 |
Total Monthly Payment | $2,619 | $2,672 | $3,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.