This brand-new 3316-square-foot 6-bedroom, 4-bathroom, 2-car garage duplex is located in Pine Grove Subdivision. Crafted with meticulous attention to detail by the builder, this property offers a unique blend of comfort and style. The kitchen features stainless steel energy-efficient appliances, elegant granite countertops, and 42-inch cabinets. The master shower and guest bath are adorned with tile that extends all the way to the ceiling, adding a touch of sophistication to your daily routine. The house boasts waterproof, scratchproof luxury vinyl planks throughout, combining beauty and durability to withstand the test of time. Each bedroom is equipped with ceiling fans featuring built-in lighting. Grate location in the heart of the city, you won't be too far from necessities. Less than 15 minutes in the car, you'll be on the beautiful shore of Flagler Beach. Only 30 minutes north from historic downtown St. Augustine or 30 minutes south at The World's Most Famous Daytona Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.146% | 6.160% |
Monthly Tax Payment | $65 | $65 | $65 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,854 | $2,924 | $3,683 |
Total Monthly Payment | $3,010 | $3,080 | $3,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.