Nestled on over a third of an acre, this well-maintained 3-bedroom home offers comfort, charm, and plenty of modern updates. Step inside to discover a spacious main level featuring a cozy woodstove, perfect for frigid nights, and large front windows that flood the living space with natural light while framing breathtaking mountain views. The large kitchen is a chef's dream, boasting abundant hickory cabinets, a central island, and ample space for cooking and gathering. The upstairs loft serves as the serene primary bedroom, while the two additional bedrooms on the main level provide plenty of options for family, guests, or a home office. Recent upgrades include new wiring in 2021 and fresh attic insulation in 2022, ensuring comfort and efficiency for years to come. Outside, you'll find a wrap-around deck ideal for entertaining, a private backyard retreat, and a two-car garage with plenty of storage. This inviting property is a true gem, blending modern conveniences with rustic charm in a peaceful setting. Don't miss your chance to call it home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $554 | $554 | $554 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,637 | $2,074 |
Total Monthly Payment | $2,225 | $2,266 | $2,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.