NEVER FLOODED - BUILT IN 1979!
This stunning lakefront home in the desirable Twin Lakes subdivision of Northeast St. Petersburg offers serene waterfront living and an impressive list of upgrades. Sitting high on the lot, this property has never flooded! Wake up to breathtaking sunrises over the lake right outside your back door. Sip your morning coffee on the patio while taking in the tranquil view. Inside, the thoughtfully designed split floor plan features three bedrooms and two bathrooms, including a luxurious master suite with hardwood flooring, a spacious walk-in closet, and sliding glass doors that provide sweeping lake views. The beautifully updated kitchen is a chef’s dream, boasting granite countertops, wood cabinetry, and stainless steel appliances. Ceramic wood plank flooring runs throughout the home, adding both style and durability. You'll also find ample closet space and premium plantation shutters in the main living areas and bedrooms, with remote-controlled honeycomb shades on sliding doors in the living area and master bedroom for added convenience. This home is built for both comfort and efficiency. Recent upgrades include Level 5 High Impact windows and sliders, an impact-rated garage door, and a new 3-ton Carrier Performance Series HVAC system (complete with replaced ductwork, grills, and additional returns). A 16kW natural gas generator ensures you're always prepared, while the addition of natural gas powers the newer gas stove, dryer, and water heater. Further improvements include a roof replacement with dimensional shingles, 3rd nails installed for enhanced wind mitigation insurance discounts, new pavers at the front entry for improved drainage, French drains, and a new ceiling in the garage. The landscaped yard, complete with an irrigation system, provides excellent curb appeal. This home truly has it all—style, functionality, and location. Situated in the highly sought-after Shore Acres school district, it’s ready for its next chapter. Don’t miss this incredible opportunity to own a lakefront gem in one of St. Petersburg's most desirable neighborhoods!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $436 | $436 | $436 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,099 | $3,944 |
Total Monthly Payment | $3,588 | $3,627 | $4,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.