Welcome to this stunning center hall ranch, nestled in the highly sought-after Miramar Beach Community, just a short stroll from the beach and playground. This meticulously maintained home offers the perfect blend of comfort, style, and functionality. As you step into the inviting foyer, you'll immediately sense the warmth and practicality of the space. The spacious sunken living room and dining room create a perfect setting for both relaxation and entertaining. The expansive eat-in kitchen is bathed in natural light, offering a welcoming atmosphere and easy access to the backyard, which features a mudroom/laundry room and pantry. A convenient side entrance leads to the two-car attached garage, providing easy access to the full basement, which includes a legal accessory apartment with a private entrance, updated kitchen a full bathroom, and its own laundry room. At the heart of the home, you'll find a cozy den with a wood-burning fireplace, creating the ideal space to unwind while overlooking the serene backyard. The primary bedroom retreat is a peaceful oasis, complete with a beautifully updated bathroom, a walk-in closet, and a double-door closet for ample storage. Two additional well-sized bedrooms and a fully updated bathroom round out the living spaces. With two driveways offering plenty of off-street parking, this home is designed for both comfort and convenience. Whether you're enjoying the beach or relaxing at home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $871 | $871 | $871 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,228 | $3,269 | $4,141 |
Total Monthly Payment | $4,191 | $4,232 | $5,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.