Welcome Home to your newly renovated waterfront oasis nestled South of Montauk Highway in the highly coveted Crystal Harbor community of Bergen Point. This stunning 5-Bedroom, 3-Full Bathroom designer Farm Ranch has a bright, open-concept floor plan filled with natural sunlight, making it perfect for entertaining or simply relaxing while taking in the tranquil water views. A true haven for boating enthusiasts, this home boasts approx. 90 feet of bulkhead, as well as additional deeded docking available. Cozy up by the wood-burning fireplace in the Living Room on chilly evenings or gather in the show-stopping kitchen which features elegant White Shaker Cabinets with sleek black hardware, Quartz countertops, a Marble Backsplash, and premium Stainless Steel Appliances. The main floor hosts a Living Room, Dining Room, Eat-in-Kitchen, Dining Area, Primary En-Suite, plus 2-additional bedrooms and full designer bathroom with a double vanity. Upstairs you will find 2 spacious bedrooms with walk-in closets and a full bathroom. This home is packed with updates, including gleaming hardwood floors, a new boiler, new central air conditioning, new vinyl siding, new windows, and 200 AMP electric service. The attached 1-car garage adds convenience to your daily lifestyle. Located just minutes to Babylon Village and the LIRR. Enjoy Town of Babylon beaches, pools, parks and golf courses. Short distance to the Bergen Point 18-hole golf course, fishing pier, shopping and restaurants. Your waterfront paradise awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.597% | 6.158% |
Monthly Tax Payment | $1,761 | $1,761 | $1,761 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,254 | $4,546 | $6,069 |
Total Monthly Payment | $6,107 | $6,399 | $7,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.