Welcome to this charming single-family residence located on a quiet street in a well-established neighborhood. This home exudes classic character and provides ample opportunities for customization to make it your own. The inviting curb appeal begins with a quaint front porch, perfect for relaxing with a morning coffee. The spacious backyard offers a patio area ideal for entertaining and a lush lawn for recreation or gardening enthusiasts. The property includes a private driveway and one care attached garage, providing plenty of parking and storage options. Once you step inside you discover a cozy living room featuring a wood-burning fireplace and natural light from multiple windows. The adjacent dining area provides a warm and welcoming space for gatherings. The kitchen features tiled flooring, classic cabinetry, and modern appliances, offering functionality and the potential for updates. Upstairs, the home boasts several bedrooms, each with generous closet space and large windows. The full bathroom on the upper level includes a bathtub/shower combination and tiled finishes. The basement is fully finished and offers a laundry area, utility space, and additional living or storage potential. Conveniently located close to local shops, restaurants, parks, and public transportation, this home offers easy access to all amenities while maintaining a sense of suburban tranquility. Do not miss out on this opportunity to own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $889 | $889 | $889 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,816 | $2,851 | $3,629 |
Total Monthly Payment | $3,797 | $3,832 | $4,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.