Welcome to Unit 1 at 59-32 Palmetto St, located in Ridgewood, one of Queens’ most desirable neighborhoods. This bright 2-bedroom, 1-bathroom home features freshly painted walls, spacious living and dining areas, an inviting entrance foyer and the convenience of an in-unit washer and dryer. Elevated just four steps above street level, the welcoming foyer offers ample space to drop your coats and shoes. Stepping inside, you’ll be greeted by an open-concept living, dining and kitchen area equipped with stainless steel appliances, a Miele dishwasher, and anchored by a generous kitchen island. Thoughtfully placed built-in shelves and nooks throughout optimize storage, keeping the home organized and inviting. North-facing windows overlooking the tree-lined street create a peaceful and quiet atmosphere. At the rear of the home, the primary bedroom easily accommodates a king-size bed, and a dresser. The versatile secondary bedroom is ideal for a guest room, office, or creative space, comfortably fitting a full-size bed. Completing this thoughtfully designed property is a bathroom that features a soaking tub, complemented by beautiful tiled floors, and two spacious closets offering ample storage. 59-32 Palmetto St is a two-family building that offers a peaceful living experience. The neighborhood has a variety of dining options, including Rolo’s, Joe’s Italian, and Norma’s. Fresh produce is readily available at local markets like Valentino’s. Public transportation is convenient with the M line at Forest Ave and crosstown bus service via the B13 and B42, connecting Brooklyn and Queens.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,300
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,640 | $2,640 | $2,640 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $18 | $18 | $23 |
Total Monthly Payment | $93 | $93 | $98 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.