Looking for that Pristine, move in ready home? Well Look no further, this exceptional 3/2/2 CBS Elkridge, in Del Webb Spruce Creek's Golf & Country Club is it! Some of the bonus features and updates include an extended garage, re-shingled roof (2014), HVAC (2023), newer water heater, motorized garage screen door, pull down attic stairs with flooring in attic for storage, and a raised, indoor water shut off. As you pull up to the home, you will notice a clean easy to maintain landscape with stone, a motorized garage door screen, and a hidden screen on the front door. Once inside, take in the vast well maintained, open living area with space for your formal dining, breakfast bar, dinette, and living room, a great set up for entertaining with the open kitchen, new quart counter tops, and multiple sliding glass doors leading to the screened lanai, to bring outside living in. The main living areas have been updated with luxury vinyl flooring, while the kitchen boasts new SS appliances, solid oak cabinetry with double pull-outs, new quartz counter tops, added pantry space, recessed lighting, and a solar tube. The 3 bedrooms allow for ample space for guest or whatever your heart's desire, with the comfort of newer carpeting. The master bathroom has been remodeled recently, while the screened lanai adds great additional living space for those that love the breeze and outdoors with the addition of solar roller shades, this home has also been repiped Make sure to view this home today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,920 | $307,920 | $307,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,075 | $2,640 |
Total Monthly Payment | $2,372 | $2,398 | $2,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.