435 Palmdale DRIVE, Oldsmar, FL, 34677 | $650,000

Tucked away in the East Lake Woodlands community of Woodlands Estates, this gem of a home - located in an X-flood zone (no flood insurance required!) - has over $100k in updates and offers privacy as well as broad views of the golf course! As soon as you walk in the front door, you’ll feel at home, imagining the glow from the gorgeous stone fireplace on a chilly winter night, a beautiful focal point in the living room! Throughout the living areas of this split-plan home, the soaring white-washed knotty pine ceilings create a sense of the outdoors. The updated kitchen features granite counters, new stainless appliances, luxurious soft-close cabinets, full extension soft-close drawers, a pass-through to the living room and a large eat-in area with views of the golf course and pool! The primary suite was completely updated with stunning amenities including a custom walk-in closet! Each of the bedrooms has new wood-look tile flooring and generous closets for great storage. New variable speed pool pump and salt system in 2024. New 5" base moldings throughout the home. The screened lanai beckons with plenty of covered space for dining and lounging! No neighbors on the left so the open patio with new travertine tile is a perfect spot to warm up, toast marshmallows, and watch the sunset around the propane fire pit! The beautifully updated designer guest bath is accessible from the patio area! As a gated community, East Lake Woodlands is one of Pinellas County’s most-loved neighborhoods, with sidewalks throughout! It offers a member-based country club with two champion golf courses, 14 HAR-TRU tennis courts, dedicated pickle ball courts, a pool and a restaurant. Just 11 miles to Tampa International Airport, less than 30 minutes to award-winning beaches, and just a few miles to top-quality restaurants, live theater, shopping, parks, bike trails and playgrounds! Roof 2016, AC 2023, water heater 2016. Many upgrades! This home is truly move-in ready!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1984
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,054
  • Acreage: 0.23
  • Est. Taxes: $6,025
  • HOA Fee: $1,398 Annually
  • Pool: In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8327501
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8327501/435palmdaledrive_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/10/2025 5:33:13 AM)
Listing courtesy of COMPASS FLORIDA LLC   Phone: 727-339-7902

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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435 Palmdale DRIVE, Oldsmar, FL, 34677

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $502 $502 $502
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,460 $3,503 $4,459
Total Monthly Payment $4,054 $4,097 $5,053

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.