Why buy a house when you can buy a home? Over $20k of custom upgrades await in this spacious Highgate Model, located within the gated 55+ Stone Creek golf community packed with fantastic resort-style amenities. This meticulously designed home features a contemporary open-plan living space with recessed lighting and staggered rectangular tile flooring in the connected gathering room, café, and kitchen, making everyday living and entertaining a breeze. Enjoy meal prep and casual dining in the open-concept kitchen with luxury glacier grey cabinets, Granite countertops, stainless appliances, striking tile backsplash, and a huge pantry for your extra storage needs. The casual dining area features conveniently placed sliders opening out to the screened-in lanai and an extended 12'x26' birdcage patio providing desirable outdoor entertaining space. The layout of this thoughtfully designed 3 bedroom 2 bath home also offers enhanced privacy for guests with a bonus fourth bedroom serving as a versatile Den or Hobby room. The Owner's suite boasts an abundance of natural light and a custom-outfitted walk-in closet providing ample storage space. The en suite bath is equipped with a granite-topped double sink vanity and a tile-lined step-in shower with a transom window and seating ledge. This fantastic home also includes a water softener with a reverse osmosis filter, additional overhead storage in the Garage capable of holding up to 1200 lbs, a location moments away from community amenities, and the monthly HOA fees cover Spectrum cable and internet. Make your move today and start enjoying numerous community activities and amenities that cater to an active and vibrant lifestyle including a golf course, resort-style pools, sports courts, a health spa, trips and entertainment, and much more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,300
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,440 | $319,440 | $319,440 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,125 | $2,152 | $2,739 |
Total Monthly Payment | $2,535 | $2,562 | $3,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.