206 Hosmer Ave, Throgs Neck – Modern Semi-Detached Home. This brand-new, semi-detached gray brick home offers modern living in Throgs Neck. The first floor includes a studio unit with an open layout and full bath, ideal for guests or rental income. The cellar features a full bathroom, laundry area, and plenty of storage. The second floor boasts an open-concept kitchen, spacious living area, and front and back terraces with beautiful bridge and water views. A bedroom and full bath complete this level. On the third floor, two bedrooms with ample closet space share a full bath, and a back terrace offers scenic views. The home includes a Maytag washer/dryer, Frigidaire appliances, Daikin HVAC system, Andersen windows, and durable roof shingles. Additional upgrades include an electric car charger, fire sprinklers, sensor lighting, waterproofing, and two new gas water heaters. Located steps from the bus stop and Throgs Neck ferry, this home offers easy access to transportation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.597% | 6.158% |
Monthly Tax Payment | $76 | $76 | $76 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,620 | $7,074 | $9,444 |
Total Monthly Payment | $6,821 | $7,275 | $9,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.