Charming 3-Bedroom, 1-Bath Colonial in West Haverstraw Discover the warmth and character of 38 Cosgrove Avenue, a delightful home offering 3 spacious bedrooms, 1 full bathroom, and a thoughtful layout perfect for comfortable living. As you step inside, you're greeted by a bright and inviting sunroom, ideal for relaxing with your morning coffee or enjoying a book in the afternoon light. From the sunroom, you’ll find the spacious dining room, seamlessly connected to a cozy family room—a wonderful space for hosting gatherings or creating cherished family memories. The main level also features a well-equipped kitchen, designed for functionality and convenience, located just steps from a full bathroom and a dedicated laundry room, making daily routines a breeze. Upstairs, the second level offers three bedrooms, including a large master bedroom with plenty of space to unwind and recharge. The additional bedrooms are well-sized and versatile, perfect for family, guests, or even a home office. Outside, you’ll fall in love with the cozy and private yard, offering endless possibilities for gardening, outdoor dining, or simply soaking up the fresh air. Whether you’re hosting a barbecue or creating a tranquil outdoor retreat, this yard is the perfect complement to the home’s charm. Located on a quiet, tree-lined street in the heart of West Haverstraw, this home combines the best of small-town charm with easy access to local amenities, schools, parks, and shopping. Don’t miss this opportunity to own a home that offers the perfect blend of comfort, functionality, and charm. Schedule your private showing today and make 38 Cosgrove Avenue your forever home!
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Our Executive Mortgage Banker:
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $705 | $705 | $705 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,689 | $3,423 |
Total Monthly Payment | $3,436 | $3,469 | $4,203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.