Presented bySergio Bedoya |
Welcome home! This beautiful updated property boasts 6 bedrooms, 3 full baths & additional rooms in the lower lever for extra living space. 1st & 2nd floor units are identical in layout with 3 good size bedrooms, an eat-in kitchen, spacious living room and a full bathroom. The 1st floor unit has a fully updated kitchen with brand-new cabinets, granite countertops and stainless-steel appliances. The 2nd floor unit has been recently painted through-out with new vinyl flooring in the kitchen and bath. The home also has newer carpets installed in the 1st and 2nd floor bedrooms & all bathrooms have updates. Additionally, there is a finished basement, that is currently being used as an extension of the 1st floor with extra bedrooms, a full bath, kitchen and two separate washer/dryer connections. Possibility to convert into a legal third unit with city approval. (City records indicate 1, 152 square foot finished LL area but does not specify the bedrooms, kitchen and full bath. The home was originally bought this way by the current owners. Permits may or may not of been pulled, buyer to do due diligence). The home also has two new tankless energy efficient water heaters installed in 2023 and 2024, has vinyl siding & windows and gas heat! The lot is flat and fenced in and comes with multiple decks (great for summer relaxation and fun). Prime location near shops, restaurants, universities and a stone's throw from the beach! May require flood insurance. Home to be sold "as-is"
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$449,900
Sales Associate
William Raveis Real Estate
Phone: 203.450.0069
Sergio.Bedoya@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $750 | $750 | $750 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,455 | $3,111 |
Total Monthly Payment | $3,220 | $3,280 | $3,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.