New to Market ~ Charming, Well-Maintained One-Story, End-Unit with VAULTED CEILINGS! Welcome to the quaintest 2Bd/2BA Condo on the market in Bradenton! Want parking at your front door with peaceful views from your private lanai? Then this Evergreen model, (which is the largest floor plan in Cortez Villas) is the one for you. Boasting 2 Bedrooms, 2 Bathrooms and a third Flex-room/Office; that also offers grand windows and a closet. The privacy doors and access to the hall bathroom assist in transforming it to a third bedroom instantly. This property is being sold partially furnished and the exclusion list is available. The Laundry is positioned across from the 2nd bath revealing just how many storage options are throughout this Condo. Huge Owner's bedroom exposes more vaulted ceilings, bright windows and spacious enough for a reading nook or Chaise lounge.
The en-suite bathroom has a walk-in shower for safe entry and the Family room adorns vaulted ceilings, which really opens up the flow. Seller is offering a 1-year American Home Shield warranty to a lucky Buyer. Unit is well maintained with enough space to entertain and have comfortable living every day. If you are an empty nester or looking for a part-time Florida home, this is a fabulous option. The Kitchen offers an eat-in area, brightly lit for your morning meals. This Friendly 55+ community has a lovely Clubhouse, Catering Kitchen, Olympic-sized swimming pool, billiard tables, Library, and meeting room. Cortez Villas is an active Community with a busy Calendar of events. Located close to shopping, Restaurants, Banking, grocery store and BEACHES, plus much more. Don't miss this one, you'll wish you hadn't! All information deemed reliable and measurements are approximate, Buyer to verify if important.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $126 | $126 | $126 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,239 | $1,255 | $1,590 |
Total Monthly Payment | $1,440 | $1,456 | $1,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.