Own your own land in the very sought after Ponderosa Park, centrally located and priced to sell! With an incredibly low annual HOA fee of just $250, this is an opportunity not to be missed. And guess what? Your beloved pets are more than welcome here (just make sure to check the HOA rules – there are no weight restrictions). This home comes furnished (except for the main bedroom), just move in and enjoy your new turn key space! Step into this charming oasis, your slice of paradise is not only beautiful but also low-maintenance. But hurry – this hidden gem won't stay on the market for long! The spacious and inviting lanai offers the perfect space to relax and unwind, whether indoors or out. Join a vibrant community of friendly neighbors who love nothing more than to socialize, take leisurely walks with their furry friends, and lend a helping hand when needed. And let's not forget about the heated pool – the hub of activity where you'll find several activities to keep you active. This community truly has it all! With its convenient location near shopping, dining, medical facilities, U. S. Highway 19, and the stunning beaches of the Gulf of Mexico, Ponderosa Park is the ideal place to turn your dreams into reality. Come and experience the lifestyle you've always wanted!
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Our Executive Mortgage Banker:
Our Insurance Division:
$110,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $88,000 | $88,000 | $88,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $585 | $600 | $761 |
Total Monthly Payment | $770 | $785 | $946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.