Presented byPam Famiglietti - The Pam Famiglietti Team |
This charming 3500 SF Colonial in a highly sought-after Country Club neighborhood is situated on nearly 1 acre, offering potential for a 1st-floor in-law suite, it provides flexibility for multi-generational living or an excellent private home office. Architectural details throughout the home, such as dental molding, curved ceilings, and raised panels on the first floor, add character, while exposed hand-hewn beams grace the second and third floors. The home has been upgraded with an energy-efficient, zoned gas heating system and Mitsubishi heat pump wall units in the rear addition. With some TLC, this grand home can truly shine again. Don't miss the opportunity to make this your own!
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$350,000
Sales Associate
William Raveis Real Estate
Phone: 203.560.0753
Pam.Famiglietti@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $800 | $800 | $800 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,886 | $2,401 |
Total Monthly Payment | $2,738 | $2,761 | $3,276 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.