Location, location, location! Welcome home to your charming and move-in-ready 2-bedroom, 2-bathroom villa nestled within the tranquil 55+ community of Scotsdale. This single-story residence boasts a spacious living area, a cozy kitchen with updated appliances, and a generous primary suite complete with a full bathroom and walk-in closet. The convenience continues with an in-unit washer/dryer and a covered carport offering extra storage. The quality coastal furnishings come with the unit. Vibrant downtown Dunedin is a quick 5 minute drive away for you to enjoy the restaurants, boutiques, breweries, farmers markets, and tons of local and holiday themed events year round. Grab your bike and in minutes you'll be on the Pinellas Trail enjoying the outdoor activities in the sunshine that Florida is famous for. Also nearby are a plethora of golf courses as well as Honeymoon Island and world-renowned Clearwater Beach, both famous for stunning sandy beaches. This home is in the heart of everything! Travel is convenient with Tampa International Airport less than 30 minutes away and Clearwater St. Pete Airport only 15-20 minutes from your door. The HOA fee includes cable TV, internet, water, trash, sewer, community pool, pickle ball court, tennis court, exterior and grounds maintenance. AC 2018, water heater 2018.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,171 | $1,201 | $1,521 |
Total Monthly Payment | $1,468 | $1,498 | $1,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.