Wow! Nicely updated 2 bedroom/2 bath condo located on the top floor (4th), end unit. NO STORM DAMAGE. Property is located in the coveted Village I of the Cove Cay community. This unit features a lovely open floor concept from the kitchen into the dining/living room area. . . great for entertaining. Enjoy golf course views from the private balcony. Kitchen has newer tile flooring, Quartz countertops, tile backsplash, faucet, and lighting. Both bathrooms have been completely updated with newer tile flooring, tile showers, cabinetry, lighting, and fixtures. Primary bedroom is very spacious with a very large walk-in closet. Separate laundry/storage room just outside the unit. Water heater (2023), AC (2014), washer/dryer (2023), dishwasher (2023). Cove Cay offers an 18-hole golf course, restaurant, recreation center, pool, spa, clubhouse, fitness room, and 24 hour guard gate services. . There is an onsite marina that offers boat rentals and storage, water access, bait and tackle shop, and cabana bar. Community is also centrally located to many surrounding popular cities (St Pete, Dunedin and Safety Harbor), close to shopping, restaurants, local beaches and both St Pete/Clearwater and Tampa International airports. Quick and easy access to major highways. Schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,401 | $1,783 |
Total Monthly Payment | $1,737 | $1,755 | $2,137 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.