Welcome to Lake St. Clair, a highly desirable gated community where waterfront living meets everyday convenience! Nestled on an oversized lot, nearly ½ acre, this charming 3-bedroom, 2-bath home offers serene water views and access to a 54+ acre private lake perfect for boating, fishing, and kayaking. The side-entry 2-car garage and expansive driveway provide ample parking and curb appeal. Inside, the 1, 565 sq. ft. split-bedroom floor plan features a spacious living and dining room combo and a bright kitchen with eat-in space for casual meals. The primary bedroom boasts an en-suite bathroom with a garden tub, separate shower, and walk-in closet for added luxury. Enjoy relaxing on the screened and covered back porch while taking in the peaceful lake views or step outside to the deck built in 2021 for additional outdoor living space. Recent updates include a new roof in 2022, HVAC, hot water heater, kitchen appliances, and interior paint in 2018, plus hurricane windows and exterior repainting in 2021 for added peace of mind. The community boat ramp makes it easy to launch your boat (up to 18 ft. and 15hp) and explore the lake. With easy access to I-75, Highway 301, and Highway 41, you're just minutes from St. Joseph’s Hospital, shopping, dining, and more. Don't miss this opportunity to own a beautiful lakeside retreat in a prime location!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,292 | $2,904 |
Total Monthly Payment | $2,637 | $2,694 | $3,306 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.