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825 46th STREET N, St. Petersburg, FL, 33713 | $578,000
Discover this gem located in the highly desirable Central Oak Neighborhood! This home has been completely remodeled to an A+ property. This is not a lipstick on a pig “flippers” project. Centrally located only 12min from downtown and 15 min from the beach. This home has a 3/2 main house with a fully equipped in law suite. Current rents are $4400 total which puts this well over 7% cap rate. Keep current desirable tenant or negotiate vacancy. This home boasts New: HVAC, Gas Water heater, 200amp Electric panel/wiring, engineered wood flooring, plumbing, fixtures, birch wood cabinets with soft close doors and drawers, brushed nickel hardware, Quartz countertops, stainless steel appliances, ceiling fans, oversize trim, interlink smoke detectors, stained wood deck and fence, lighting, recessed lighting, gutters, Sherwin Williams paint, tile showers, switches and outlets, interior doors, Impact exterior doors, 2” wood faux blinds, Impact windows in utility and in law, insulation, closet organizer shelving, Landscape and landscape lighting, etc. . The roof was installed 2021 and the recent wind mitigation and 4-point qualified for insurance discounts. No need for flood insurance. Non flood and non-evacuation zone. This home sustained NO damage from recent hurricanes with 103+ mph winds. Tented for termite protection in 2024. Laundry/Utility room is shared and private access from both units. Includes washer/dryer and utility tub and shelving. Plenty of closet and storage space. Cedar closet. 2 Covered parking spots
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 107 x 48
- Laundry: Inside
- Style: Traditional
- Year Built: 1948
- Garage: Alley Access, Covered, Ground Level, On Street
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 1,590
- Acreage: 0.12
- Lot Size: 107 x 48
- Est. Taxes: $4,618
- Lot Desc: Corner Lot, Near Public Transit, Sidewalk
- Elem. School: Mount Vernon Elementary-PN
- Middle School: Azalea Middle-PN
- High School: St. Petersburg High-PN
- Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8337171
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8337171/82546thstreetn_stpetersburg_fl?source=qrflyer
Listing courtesy of GETMOREOFFERS Phone: 877-232-9695
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
825 46th STREET N, St. Petersburg, FL, 33713
$578,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $462,400 | $462,400 | $462,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
| Monthly Tax Payment | $385 | $385 | $385 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,076 | $3,115 | $3,965 |
| Total Monthly Payment | $3,553 | $3,592 | $4,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388