Palencia is a highly sought-after and well-established neighborhood that stands out as a true gem in the St. Johns area. This vibrant community is a perfect blend of luxury, convenience, and natural beauty. It boasts a rich array of amenities, starting with its charming local shops that cater to every need, and its lush, green tree-lined streets that enhance the serene atmosphere. Nature lovers will appreciate the numerous nature trails, perfect for running or biking, that wind through the area, offering a peaceful escape into nature.
Families will find plenty to love here, with playgrounds designed for children, expansive ball fields for recreational sports, and two large swimming pools that provide a refreshing retreat on hot summer days. Fitness enthusiasts will enjoy access to two state-of-the-art gyms, as well as tennis and pickleball courts, ensuring there's always a place to stay active and social.
The community is also home to a prestigious golf club, featuring an 18-hole course that attracts avid golfers from near and far. The golf club includes a top-tier restaurant and pro shop, offering both culinary delights and equipment for those looking to improve their game.
In addition to all the recreational facilities, Palencia fosters a strong sense of community, offering monthly events that bring neighbors together. Whether it's workout classes, hobby groups like book clubs, or seasonal celebrations, there's always something happening in this active and connected neighborhood.
With its outstanding amenities, natural beauty, and a spirit of camaraderie, Palencia truly shines brighter than any other neighborhood in the St. Johns area. It offers an exceptional lifestyle that blends luxury, convenience, and outdoor living, making it the perfect place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$709,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $567,999 | $567,999 | $567,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,779 | $3,875 | $4,909 |
Total Monthly Payment | $3,871 | $3,967 | $5,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.