1632 Gar STREET, Saint Cloud, FL, 34771 | $284,000

**Charming 2-Bedroom Gem in Picturesque Pine Grove, St. Cloud, FL**

Discover this beautifully renovated 2-bedroom, 1 ½-bath home nestled in the picturesque neighborhood of Pine Grove in St. Cloud, Florida. Boasting 952 square feet of meticulously enhanced living space, this home perfectly blends modern amenities with classic charm. The recently updated kitchen and bathrooms feature elegant quartz countertops, custom cabinets, a farmhouse-style sink, and stylish fixtures and finishes. High-end appliances, including a refrigerator, stove, microwave, and dishwasher, complement the sleek modern aesthetic.

Both the interior and exterior have been freshly painted, creating a bright and welcoming ambiance, while the newly installed luxury vinyl plank flooring adds a touch of sophistication and durability throughout the home. The one-car garage offers secure parking and additional storage space, and the large attic provides plenty of room for your belongings. Enjoy the serene backyard, perfect for relaxation, along with a front lake view offering peaceful vistas.

For your peace of mind, the home includes a new electrical panel and roof, ensuring years of worry-free living. The fenced backyard offers privacy and a safe space for family and pets, while the new Rheem water softener enhances water quality. The community center features a shuffleboard court and hosts events year-round, fostering a sense of community, and the public boat ramp is less than a mile away, perfect for boating enthusiasts. There’s also space on the property for convenient boat or RV storage.

Situated within the sought-after Harmony school district, this home is ideal for families. Don’t miss this opportunity to own a beautifully renovated home with no HOA fees, offering the perfect combination of comfort, style, and convenience in peaceful St. Cloud, FL. Act now and make this charming Pine Grove gem your own!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Lot Size: 80 x 80
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1965
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 952
  • Acreage: 0.15
  • Lot Size: 80 x 80
  • Est. Taxes: $3,534
  • Elem. School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Water Softener
  • MLS#: O6270063
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6270063/1632garstreet_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/10/2025 6:35:56 AM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1632 Gar STREET, Saint Cloud, FL, 34771

$284,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $227,200 $227,200 $227,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $295 $295 $295
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,512 $1,531 $1,948
Total Monthly Payment $1,881 $1,900 $2,317

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.