This exquisite 4-bedroom, 3-bathroom home in Oak Village of Sugarmill Woods combines modern amenities with timeless elegance in this highly sought-after, deed-restricted community. This meticulously maintained property built in 2021, boasts a whole house generator with warranty, transferable home warranty, sprinkler system, and so much more- offering low maintenance and peace of mind. The covered front entrance invites you into a spacious foyer with a convenient closet. Inside, you'll find an open, split floor plan with ceramic tile in living and wet areas, and cozy carpeting in the bedrooms. Crown molding and tray ceilings add a touch of sophistication, particularly in the flex room and primary suite, where luxury abounds. The heart of the home is the gourmet kitchen, featuring real wood cabinets, granite countertops, a large island with a sink and breakfast bar, and stainless steel appliances. The primary bedroom features walk-in closets and a spa-like ensuite bathroom with a double-door entry, dual sinks (one with a seated vanity), a water closet, and a premium shower with three heads, including a rain shower overhead. The open-concept living area flows seamlessly to a screened-in porch through sliding glass doors, leading to an outdoor paved patio perfect for relaxation. Additional highlights include a large laundry room with washer and dryer, wood cabinets and ample counter space, a 2-car garage with opener, and smart home features such as smart locks, lights, a thermostat, a video doorbell, and a home automation hub. The home also contains energy-efficient touches and roof trusses with hurricane strap connectors for added peace of mind. Enjoy low HOA fees and optional membership to the nearby Sugarmill Woods Country Club, offering a Ron Garl-designed golf course, a sports complex with a fitness center, pool, and courts for tennis, pickleball, and more. Homosassa Springs Wildlife State Park and other attractions are less than 15 minutes away, with this home just off US-19, you'll find Crystal River, Clearwater, and Tarpon Springs easily accessible. Don’t miss your chance to embrace the luxurious Florida lifestyle. Schedule your private tour today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $353,520 | $353,520 | $353,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,382 | $2,412 | $3,055 |
Total Monthly Payment | $2,907 | $2,937 | $3,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.