Welcome to this beautiful 3 year old home situation in the quiet gated 55+ Freedom neighborhood of the developing Grand Reserve golf community. Don't wait months for new builds! This exquisite 3 bedroom, 2 bathroom home is hardly lived in and ready for its new owner. Sip your coffee on the front porch or listen to the birds sing while enjoying the conservation views that is your backyard. Seller spared no expense and built a Florida room out back which is enclosed with screens and slidable glass windows. You decide if you want to open them and feel the breeze or stay warm and keep them closed. And if you want nothing in between you and nature, new pavers have been added as an extension to the Florida room. Inside is nothing short of pristine and the open floor plan is ideal for gatherings. There's high ceilings and ceiling fans, gorgeous tile through the main living areas, granite stone countertops in the kitchen and plenty of cabinets for storage, some with built-in pull out shelves to help with reach. Shelving has been added to the panty for comfort so nothing slips through the cracks. The primary bedroom has coffered ceilings while the primary bathroom offers his and hers sinks, walk-in shower, separate toilet room and a spacious walk-in upgraded and professionally designed closet. The laundry room is inside the home for your convenience, there's a full water filtration and softener system for the whole house as well as a UV light and filter for the AC ensuring the best air quality for you and your loved ones. The Grand Reserve is just 15 minutes from the beach, about 10 minutes from Flagler Airport, I-95, Advent Health and plenty of shopping and restaurants. May we mention that Buc-ee's and Tanger Outlets are only 25 minutes away! This community offers a state of the art clubhouse with resort-style pool, fitness center, fire pits, summer kitchens, tennis courts, pickleball, bocce ball, a fishing pond and dock, and a beautiful golf course with a restaurant on site. Come see this serene home and make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.276% |
Monthly Tax Payment | $603 | $603 | $603 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,813 | $1,834 | $2,328 |
Total Monthly Payment | $2,491 | $2,512 | $3,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.