SELLER TO OFFER 2% BACK TO BUYER TO BUY DOWN THE INTEREST RATE. Renovated 3-bedroom, 2-bathroom home with a double garage in a serene neighborhood minutes from the beach. Boasting nearly 1900 sq ft of heated space and a generous newly-sodded backyard, this home offers modern updates throughout. The kitchen showcases quartz countertops, white shaker cabinets, and stainless steel appliances. A sunken living room features a striking wood accent wall, ideal for a large TV and cozy gatherings. Sliding glass doors lead to a spacious den flooded with natural light, creating seamless indoor/outdoor entertainment options in cool air-conditioned comfort. The flexible family room doubles as a dining area, while both the master and hall bathrooms have been elegantly updated with new fixtures and tiled wet walls. Each bedroom offers ample space with new plush carpeting for added comfort. The oversized laundry room provides excellent storage solutions indoors. Located near Northside Christian School off Park St, conveniently positioned between Tyrone and Park Blvd.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,695 | $2,729 | $3,457 |
Total Monthly Payment | $3,340 | $3,374 | $4,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.