Escape the hustle of city life with this enchanting pondside retreat just two hours north of New York City. Set on over 6 acres and comprised of two charming cottages, a serene pond, and a tennis court awaiting revival. This property offers a unique canvas for personalized tranquility. The first cottage features two bedrooms, two baths, and an open-plan design with a stone fireplace, while the second cottage, a one-bedroom guesthouse, (or think AirBnB) boasts a deck overlooking the same idyllic pond. Nestled near Vernooy Kill State Park and Rondout Reservoir, this haven beckons outdoor enthusiasts with fishing, row boating, and waterside strolls. Just a stone's throw away from the quaint town of Ellenville, residents can enjoy the cultural delights of Shadowland Stages, a renovated art deco theater showcasing professional productions of contemporary plays and musicals. Ellenville also offers a variety of fine restaurants, making it an ideal locale for those who appreciate culinary experiences. The area further invites exploration with opportunities for antiquing, hiking trails, and the chance to savor craft brews at local breweries and a delightful cidery. Seize the opportunity to make this retreat your own, tailor it to your desires, and embrace a lifestyle of upstate serenity amidst the vibrant Catskill Mountains.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,345 | $2,984 |
Total Monthly Payment | $2,390 | $2,420 | $3,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.