106 Mearns Avenue, Highland Falls, NY, 10928 | $329,000

Presenting a charming 2-bedroom Cape-style home that masterfully blends comfort, convenience, and serenity. Nestled with a peaceful view of Roe Park and its tranquil pond, this meticulously maintained residence is move-in ready and exudes timeless character. Enjoy the annual 4th of July fireworks and festival from the comfort of your own yard — a unique opportunity to partake in local celebrations without leaving home. Inside, the home boasts elegant hardwood floors throughout, seamlessly connecting the open spaces. The updated kitchen, featuring resurfaced cabinets and beautiful countertops, offers a bright, inviting atmosphere ideal for both cooking and entertaining. Updated around 2005/6, the kitchen offers a harmonious blend of modern function and classic style. The roof was resurfaced in 2010 to ensure lasting durability, and the windows were updated around the same time for enhanced energy efficiency. A screened-in Florida room was enclosed in 2011, providing an unheated yet electrically outfitted space to enjoy year-round. The home is also equipped with a state-of-the-art B-Dry Basement System, featuring a lifetime warranty and a backup power supply. New Furnace and Hot Water Heater 2024. The exterior of the property is equally impressive, with a well maintained yard that offers ample space for outdoor activities, gardening, or relaxation. Located just minutes from West Point, with quick access to MetroNorth, the PIP, and only 5 minutes to Route 17/32, this home offers a convenient 1-hour commute to New York City while providing a quiet, private retreat from the bustle of urban life. This property is more than just a house; it represents an ideal balance of spaciousness, comfort, and a prime location. Seize the opportunity to make this exceptional 2-bedroom home yours.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Gas Dryer Hookup, In Basement, Inside, Washer Hookup
  • Style: Cape Cod
  • Year Built: 1939
  • Heating: Hot Water
  • Cooling: None
  • Basement: Bilco Door(s), Partially Finished
  • Approx Sq. Feet: 1,102
  • Acreage: 0.11
  • Est. Taxes: $6,243
  • View: Park/Greenbelt
  • Elem. School: Fort Montgomery Elementary School
  • Middle School: Highland Falls Intermediate School
  • High School: James I O'Neill High School
  • School District: Highland Falls
  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator
  • MLS#: 811628
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/811628/106mearnsavenue_highlandfalls_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Weichert Realtors   Phone: 845-782-4646

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

106 Mearns Avenue, Highland Falls, NY, 10928

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.386% 6.623%
Monthly Tax Payment $520 $520 $520
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,751 $1,795 $2,275
Total Monthly Payment $2,346 $2,390 $2,870

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.