HIGHESTT & BEST TOMORROW 8: 00pm! Discover your dream home nestled in the tranquil beauty of Middleburg! This stunning custom-built residence, located on a peaceful dead-end street, rests on 3 acres of high and dry land, surrounded by mature trees that offer scenic views and privacy. Free from HOA restrictions, this home presents a blank canvas for you to personalize and make your own. As you step inside, you'll be greeted by a welcoming family room and spacious traditional floor plan that flows effortlessly between living areas, creating an inviting atmosphere perfect for both everyday living and entertaining friends and loved ones. The home features a dedicated dining area, spacious primary bedroom with ensuite bathroom and walk-in closet, guest bedroom with 2 closets and a versatile office or flex space that can double as a 3rd bedroom. The kitchen is equipped with stainless steel appliances, wood cabinetry, pantry, built-in desk and plenty of counter and storage space. Adding to the attractiveness of this home is an indoor laundry room, a 19x26 screened lanai, covered front porch and an attached 2-car garage. Embrace an outdoor-focused, sustainable lifestyle on this property! Imagine cultivating your own garden, raising goats, chickens, and bees, and enjoying the fresh produce from the mature avocado, citrus, and pecan trees. A versatile 23x23 flex building - perfect for a workshop, playroom, man-cave, or she-shed - along with 2 additional sheds, pole barn, and greenhouse provide ample space for all your hobbies and activities. Centrally located, you'll enjoy easy access to Clay county schools, NAS Jacksonville, medical care, restaurants, shopping, parks and water access, with convenient commutes to downtown Jacksonville, beaches, Jacksonville International Airport, and other points of interest in northeast Florida. Don't miss your chance to own this unique slice of country paradise! House is being sold "As-Is".
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,637 | $2,074 |
Total Monthly Payment | $1,992 | $2,032 | $2,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.