Dreaming of living at the beach? Ideally located beach home, just across the street from one of Milford's most desirable beaches and vibrant beach community, this home is not only steps from the shoreline but also within walking distance to the boardwalk, town green, dining, shopping, and the train station. This charming home features three bedrooms (including one with a private entrance, currently used as a family room), 1. 5 baths, and an open-concept living, dining, and kitchen area with vaulted ceilings and exposed beams. Step out onto the deck to take in a view of the water, amazing sunrises, or simply enjoy the lively beach community. A spacious rear yard has plenty of room for lots of parking, or can easily be transformed into your own outdoor oasis. You'll find convenient storage for kayaks, paddleboards, and all your beach gear. Recent updates include luxury vinyl plank flooring throughout, a bright kitchen with quartz countertops, professional painting, newly installed deck and railings. Embrace the best of Milford's coastal beach community, Milford Green, the Train Station, and so much more! Milford boasts 17 miles of Long Island Sound coastline, and the town's historic green is the second longest in New England. Enjoy an abundance of cultural, recreational, and arts events year-round, as well as plenty of opportunities for water recreation, boat launches, Milford Lisman Landing Marina, Silver Sands State Park, Connecticut Audubon Coastal Center.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Composite Floor | Main |
Bedroom 2 | Main | |
Dining Room | 9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Beams,Combination Liv/Din Rm,Quartz Counters | Main |
Family Room | Composite Floor | Main |
Living Room | 9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Beams,Combination Liv/Din Rm,Vinyl Floor | Main |
Primary Bedroom | Ceiling Fan,Partial Bath,Composite Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $447 | $447 | $447 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,028 | $3,105 | $3,934 |
Total Monthly Payment | $3,567 | $3,644 | $4,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.