LIGHT, BRIGHT AND WELCOMING! YOUR HAVEN IN THE HEART OF TOWN HAS ARRIVED! Fall in love with this thoughtfully refreshed home ideally situated in the historic center of an award-winning school district with easy access to shopping and commuting routes. As you enter, freshly painted greige walls and gleaming refinished hardwood floors set a sophisticated tone. Ascend to the main level where the whitewashed brick fireplace is the focal point for gracious entertaining. Enjoy treetop views of the changing seasons through expansive windows as conversation flows seamlessly into the bright white kitchen. Sample charcuterie on the peninsula and gather for dinner in the adjacent dining area as you admire stylish light fixtures and charming vintage details. On balmy nights take coffee and dessert to the screened-in porch as you relax with guests or take the party to the elevated deck that surveys the wood-lined back yard for memorable nights under the stars. The fun continues on the garden level in the fabulous rec room that is perfectly proportioned for a billiard table or sectional couch for game day festivities. A bay window bathes the space in natural light while direct driveway access, full bath and bonus room offer flexibility to host overnight guests or create a dynamite work from home office. Retire at day’s end to the primary bedroom and rest easy knowing two other bedrooms comfortably accommodate everyone. DISCOVER YOUR NEXT CHAPTER! MODERN COMFORT MEETS TIMELESS CHARM!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $603 | $603 | $603 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $3,002 | $3,803 |
Total Monthly Payment | $3,622 | $3,697 | $4,498 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.