One or more photo(s) has been virtually staged. A Four Bedroom with a Stunning Water View! Welcome to 164 Pergola Place, a Meticulously Maintained Move-In-Ready 4 Bed/2 Bath home located in the highly desirable Hunter's Ridge Community offering a perfect blend of comfort and elegance. Built in 2015 with over 2000 sq ft, this exquisite home was Recently Painted and is situated on one of the Bigger lots in the community with what some would argue the absolute Best View of the Pond and Fountain Features, which means. . . NO REAR NEIGHBORS! As you enter you'll appreciate the Spacious Open Floor Plan, Wide Hallways, and High Ceiling! The heart of the home is the Modern Kitchen, complete with Sleek Granite Countertops, a Massive Island perfect for meal prep or casual dining, and plenty of Cabinetry for Storage also including a large Kitchen Pantry and 13 inch Tubular Skylight. Whether you're an avid cook or just enjoy a cozy meal, this kitchen is sure to impress. As it overlooks the LivingRoom/Dining room combo, it's great for entertaining or family gatherings without feeling cramped. The spacious Master Suite offers a peaceful retreat with bamboo wood floors, a large Walk In Closet, and Views of the Tranquil Pond. Each of the 3 remaining bedrooms is generously sized, providing flexibilty for family, guests, or a home office. Out from the Living Room, step into the private Oasis of your Enclosed and ACed Florida SunRoom with top of the line Simolton Horizontal Sliding Windows, where you can start your day with a cup of coffee while enjoying the Serene Water Views and Soothing Sound of the Fountain or relax and unwind at the end of the day with a glass of wine at your Wet Bar. If you have pets, there's even a fenced Dog Run area on the side of the home with access through the Garage Side Door that isn't available on other homes in the neighborhood. Located in a prime area in Ormond Beach with preferred school zoning like Pathways Elementary, this home is a true gem offering both Style and Functionality. The Community offers 2 Pools, a Main Clubhouse, Playground, Tennis Courts, and is conveniently located near I-95, Dining, Shopping and Entertainment. The perfect place to call home. . . Schedule your showing today!!!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,128 | $2,696 |
Total Monthly Payment | $2,380 | $2,433 | $3,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.