Welcome to this charming and meticulously maintained 2-bedroom, 1 ½-bathroom mobile home in the highly sought-after 55+ co-op community of Terra Siesta. This resident-owned community offers the perfect blend of comfort, convenience, and a vibrant lifestyle, with a prime location near shopping, medical facilities, restaurants, and more.
This delightful home comes fully furnished and move-in ready, offering a turnkey solution for your next permanent residence or seasonal getaway. The spacious bedrooms provide ample room for relaxation, and the home boasts newer windows, a 2-year-old tankless water heater and an upgraded 200-amp electrical service for added convenience.
Terra Siesta Co-op is packed with exceptional amenities to enrich your lifestyle. Enjoy the year-round warmth of two heated pools, stay active with pickleball, shuffleboard, and horseshoes, or simply relax and socialize in the welcoming clubhouses. With a full calendar of events, you'll never run out of activities—from water aerobics and table tennis to billiards, crafting, and musical jam sessions, there's something for everyone.
As a resident-owner, you’ll appreciate the predictability of low monthly maintenance fees. At just $211 per month, the fee covers essential services like trash and recycling pickup, water, sewer, and the upkeep of common areas. Plus, over the past 12 years, the monthly fee has increased only modestly, averaging just $6 annually—offering peace of mind and budget-friendly living.
Don’t miss the chance to join this vibrant, active community and make this well-kept home yours. Most furnishings will convey, making the transition easy and stress-free. Call today to schedule a showing and discover why Terra Siesta is the perfect place to call home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$112,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $89,600 | $89,600 | $89,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $72 | $72 | $72 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $596 | $611 | $774 |
Total Monthly Payment | $743 | $758 | $921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.