Discover this delightful POOL home in the highly sought-after, North St Pete. Ideal for first-time homebuyers or those seeking a cozy retreat, this home offers an UPGRADED KITCHEN with BRAND-NEW white cabinets, sleek counters, and stainless steel appliances. The open-concept layout connects the kitchen to the dining room, where hurricane rated, triple sliding, glass doors lead to a large rear patio and a sparkling in-ground pool.
Enjoy endless outdoor entertaining in the screened pool enclosure, complemented by a spacious covered patio and an additional screened-in patio, perfect for relaxing or hosting gatherings. The backyard also features a storage shed, lush greenery, and partial fencing for added privacy. The SALTWATER POOL is only 5 years old and has new salt cells in 2024 and comes with a pool alarm.
Inside, the home boasts tile floors throughout the main living areas and cozy carpet in both bedrooms. The two bedrooms are spacious and the NEWLY UPDATED BATHROOM features floor to ceiling tile and a pop of color in the turquoise vanity that will give you the beachy vibes of St Pete. NEW ROOF with aluminum insulation & GUTTERS IN 2024. NEW WINDOWS IN 2024. With 10" concrete exterior walls this home is not just beautiful but safe too. The private laundry offers counter space along with the included washer and dryer. All appliances and many of the furnishings are included so just bring your beachwear and enjoy the tropical life.
This well-built home was NOT FLOODED in recent storms.
Centrally located, this property is within 15 minutes of Downtown St. Petersburg, Tropicana Field, the University of South Florida St. Petersburg Campus, St. Pete Pier, Vinoy Park, and Weedon Island Preserve. With an abundance of nearby dining, shopping, and entertainment options, this home offers both comfort and convenience.
Don't miss out on this fantastic opportunity—schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,183 | $2,766 |
Total Monthly Payment | $2,311 | $2,365 | $2,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.