PUNTA GORDA ISLES Waterfront Pool Home with Dock – Affordable Florida Living!
Welcome to your slice of paradise! This charming 2-bedroom, 2-bathroom home offers the ultimate Florida lifestyle with a private dock and a stunning oversized pool, all nestled in a desirable neighborhood. While the home needs some updating, it’s an incredible opportunity to customize and make it your own. Tile flooring throughout for easy maintenance. Overhead ManaBlok plumbing system already in place. Interior laundry room with storage.
Step outside to enjoy a caged lanai and spacious outdoor living area, perfect for entertaining or relaxing in the oversized newly resurfaced pool. Pool pump is also new. With your boat just steps away in your backyard, adventure on the water is always within reach with access to Peace River, Charlotte Harbor and the Gulf of Mexico.
This home is ideally located close to shopping, dining, golf courses, and parks, making it the perfect blend of coastal living and accessibility.
This home is storm ready with Hurricane Shutters and reinforced garage door. No water intrusion or storm damage! Don’t miss out on this affordable waterfront gem! ****PLEASE ENJOY THE 3D VIRTUAL TOUR****
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $747 | $747 | $747 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $3,002 | $3,803 |
Total Monthly Payment | $3,765 | $3,840 | $4,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.