Located in the sought-after Overbrook Gardens neighborhood, this spacious home offers exceptional features for both comfort and convenience. Situated in an X500 FLOOD ZONE, this property DID NOT FLOOD during Hurricane Helene or Milton, providing peace of mind during storm season. The home boasts STORM SHUTTERS on all windows for added protection and security. The OVERSIZED LOT provides ample space for a pool, boat, or RV parking, allowing you to fully enjoy outdoor living and water activities. Inside, you'll find 3 bedrooms and 2 bathrooms, along with a 2-car garage for all your storage and parking needs. NEW ROOF replaced in 2023 ensures durability and longevity for years to come. For boating enthusiasts, this property comes with access to a COMMUNITY BOAT RAMP that included in your OPTIONAL HOA ($100 Annually) so you can enjoy boat ownership without the added costs of a marina or boat slip. With its prime location, generous lot size, this home is a perfect place to live and thrive in a sought after neighborhood. Don't miss your chance to own a piece of paradise in Overbrook Gardens.
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$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,804 | $1,850 | $2,344 |
Total Monthly Payment | $2,139 | $2,185 | $2,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.