Heritage Springs beauty!! This meticulously kept Inverness Model home by Lennar offers a large . 16 acre corner lot location with 2 bedrooms, 2 full bathrooms, a 2 car garage, a large great room with soaring vaulted ceilings, a beautifully kept kitchen with corian counters and a quaint breakfast area, a spacious dining area, an indoor laundry room and an awesome screened in patio that feels very private with views of the conservation, pond and green space! The vaulted ceilings throughout add a grand feeling and keep it light and airy! THE GOODS: new roof 2023, new AC 2022 (professionally maintained twice a year), hurricane film covered windows, block construction, flood zone X (High and dry!! NO EVACUATION & NO FLOOD INSURANCE REQUIRED – this area was NOT affected by any hurricanes), exterior preventative termite treatment, and a freshly painted exterior! The village of Deer Run within Heritage Springs is active and well maintained! The low monthly fee for this village of $205/month covers: lawn maintenance, irrigation, trash service & exterior painting- plus a set low rate for your cable/internet which is paid separately. The golf cart friendly community of Heritage Springs is just awesome! The amenities feel like you live at a resort every day! The community’s impressive clubhouse offers a concierge desk, a card room, a billiard room, an arts & crafts room, a computer center, plus a stocked library with internet access. The huge community heated pool and spa offers sparkling water views and ample seating, plus an outdoor pavilion area with BBQ grills! Overlooking the pool is the sports lounge with a full bar and terrace area! The community’s restaurant is grand and welcoming for dining! The lush 18-hole championship golf course is beautifully kept and offers a golf pro shop in addition! Plus tennis, pickleball, shuffleboard – you name it!! The fitness center is fully equipped for any workout needs. There is even a performing arts center! Heritage Springs even offers a 24hr manned guard gate entry! This 55+ community is the true Florida paradise lifestyle!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,910 | $2,419 |
Total Monthly Payment | $2,175 | $2,223 | $2,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.