Nestled within a serene, gated community along the tranquil Intracoastal Waterway, this three-bedroom, two-and-a half-bathroom home is a hidden gem in the heart of the Hammock of Palm Coast. The Windows and French doors frame picturesque views of the lush garden across the oversized lanai. Fruit and olive trees and striking bougainvillea are yours to appreciate from the large lanai or the paver patio complete with a fire pit. Whether enjoying a morning coffee or hosting an al fresco dinner, the garden feels like an extension of the home's warmth and elegance. You will love the tray and vaulted ceilings throughout the home. The master suite serves as a retreat of its own with its spacious bedroom, en-suite bathroom with jetted tub, and vaulted ceiling. With the brand new roof and gutters, AC units from 2024 and 2019, and the washer and dryer from 2024, you are ready to enjoy your home and garden paradise. Your pets will be happy, too, with the buried electric dog fence that surrounds the property. Don't miss the walk to the end of your neighborhood private road to enjoy the view from the dock of the Intracoastal Waterway.
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Our Executive Mortgage Banker:
Our Insurance Division:
$678,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $542,400 | $542,400 | $542,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,654 | $3,700 | $4,688 |
Total Monthly Payment | $3,996 | $4,042 | $5,030 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.