Come experience carefree comfort and a peaceful lifestyle in this stylish 3 BR/2. 5 BA + study townhome, nestled in the waterfront Watermark community of St. Petersburg. This coveted end unit offers the perfect blend of convenience, luxury and leisure enjoyment in 1485 square feet of living space, complimented by many upgrades, including impact windows, wind rated garage door, and the community installed new metal roofs in 2023. This unit features a spacious living room and dining room with a wood-burning fireplace and crown molding. The living room leads to a private screen enclosed lanai with a storage closet. There’s also a beautifully landscaped outside patio courtyard, that provides the perfect space for grilling and entertaining friends. The upgraded kitchen includes granite countertops, Samsung stainless appliances, under cabinet lighting and plentiful cabinets and pantry space. The first floor also includes an attractive powder bath, a bright and inviting breakfast room / den that leads to the attached single car garage. The second floor boasts a large master suite with a wall closet and an elegant ensuite master bath that features dual sinks, Corian counters, a walk-in custom closet, separate shower and jetted spa tub. The guest bedroom also includes a wall closet and ensuite bath with a walk-in shower and granite counter. The laundry room is also conveniently located on the second floor and includes a newer Maytag washer and dryer and wall cabinets. There is close access to the community pool and sauna from the back patio/courtyard as well as plentiful guest parking. This townhome includes a private entry porch as well as an updated AC system (2022), water softener (2018) and Simonton impact windows (2018) and garage attic storage. The waterfront features a community dock area and multiple boat slips that can be rented for $129 per month when available. Ideally located in NE St Petersburg close to many restaurants and shopping at Whole Foods, Trader Joes, Fresh Market. Access to I275 is quick and easy with the Tampa airport only 20 minutes away and St Pete Clearwater airport within 15 minutes. Downtown St. Pete attractions are just a short drive away and the Mangrove Bay Golf Course and new Speer YMCA are within walking distance. There was no flooding inside the living area of this townhome or damage during Hurricane Helene or Milton.
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Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,167 | $3,247 | $4,114 |
Total Monthly Payment | $3,481 | $3,561 | $4,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.